- Should I take an M1 exit course (a.k.a. MSF riding school course), or just take the test with the ministry?
- Does taking a course for my M1 exit test help me save on motorcycle insurance?
- What are the approved ministry of transportation motorcycle courses and which one should I take?
Should I take an M1 exit course (a.k.a. MSF riding school course), or just take the test with the ministry of transportation?
This one is a judgement call. Here are some pros and cons of getting your intermediate motorcycle license by taking an approved motorcycle safety course vs. simply going and taking the riding test:
M1 Exit Course (for your M2):
- Costs over $400 in Ontario (CON)
- Allows you to get your M2 license before you own your own motorcycle (PRO)
- Allows you to try a variety of different styles of motorcycles before you buy (PRO)
- Teaches you basics as well as more advanced techniques such as emergency braking and swerving (PRO)
- Has limitations on course availability, dates, and locations etc. (CON)
- Has rules on gear you must wear in order to ride their motorcycles (CON)
- Testing is done in a large group (CON)
Ministry of Transportation M1 Exit Test (for your M2):
- Costs about $80 (PRO)
- May have more locations (PRO)
- You need to supply your own motorcycle or scooter to do the test (CON)
- You probably will not get the benefit of trying other styles of motorcycles before buying (CON)
- Will not teach you anything, this is test only (CON)
- Limited course availability (CON)
- Only rule on gear is a DOT-approved helmet (PRO)
- Testing is done in pairs (PRO)
Don’t discount the value of being able to get your license and learning to ride on someone else’s bike. Beginners drop motorcycles, better to drop someone else’s than your own. Adrian got into riding wanting a sportbike and after the course much preferred a cruiser. On the other hand, Ashley rode a cruiser throughout the course and ended up buying sportbikes. Remember: A course will cost more, but you don’t need to worry about damaging a bike, or having your own bike in order to get your license. The sooner you get your M1 and M2, the sooner your insurance premiums starts going down!
Read on to see if a motorcycle course will reduce your insurance premium, and what motorcycle course you should take. See also 10 Things The MSF Motorcycle Course Didn’t Teach You.
You used to save on your premium if you took a motorcycle safety course, but insurance companies seem to be changing on this. Fewer companies are still doing this.
- Companies such as Jevco will credit you with a year’s safe riding after you’ve held your M1 license for a year, even if you don’t own or have never rode a bike. Ashley saved around $500 by getting her M1 and M2 and not purchasing a motorcycle until the following year.
- The upgrade from an M1 class license to an M2 will give you cheaper rates. In Adrian’s case, he contacted his insurance broker after he upgraded his license and received a rebate check in the mail.
- Note: Upgrading from M2 to a full M motorcycle license generally does not impact motorcycle insurance rates in Ontario.
And finally, what you’ve been waiting for: Find out what motorcycle courses are out there and which one you should pick!